A Construction Loan provides financing to cover the cost of building a new home or completing significant renovations. With a Construction-to-Permanent Loan, you can combine the construction costs and mortgage into one loan.

During construction, you’ll make interest-only payments on the loan. Once the home is complete, the loan converts into a standard mortgage, eliminating the need for separate financing.

A Construction Loan is specifically designed to finance homebuilding or major renovations, while a regular mortgage is used to purchase an already-built home.

Down payment requirements vary by program but typically range from 5% to 20%. We can help you explore options that fit your financial situation.

Yes, our Construction Loan Programs can be used to build both primary residences and second homes, depending on your goals.

The first step is to get pre-approved! Contact us today by completing our quick quote form, and we’ll guide you through the process, from planning to securing financing.