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Why Choose Our USDA Loan?
No Down Payment Required
USDA loans allow qualified buyers to purchase a home with 100% financing, meaning you don’t need to save for a down payment.
Designed for Rural and Suburban Homes
USDA loans are available in eligible rural and suburban areas, helping more buyers achieve homeownership outside of urban centers. We can help you determine if the area you're looking at qualifies.
Lower Mortgage Insurance Costs
USDA loans come with lower upfront and annual mortgage insurance fees than FHA loans, keeping your monthly payments lower while still allowing you to finance 100% of the home’s value.
Delivering an Exceptional Experience
At the Sean Evans Team, we specialize in guiding homebuyers through the USDA loan process. We’re committed to offering top-notch customer service and ensuring a smooth, stress-free experience from application to closing.
We’re Proud to Be Among the Top 5% of Mortgage Loan Originators Nationwide!
100% Customer Satisfaction Guarantee
Your happiness is our top priority. We stand behind our promise to guide you through every step of the mortgage process with transparency, professionalism, and care.
FAQs:
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What types of loan programs do you offer?We offer a variety of different loan programs which you can find more information about in our Programs section.
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Can you help me refinance my existing home?Of course! We provide home loans for both purchases and refinancing.
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How much will my down payment be?Your down payment will depend on your own unique circumstances, but we offer many loan programs that have no down payment required at all.
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How will I know if I’m qualified for a loan or not?Get in touch with our highly knowledgeable loan team and we’ll help to walk you through the entire approval process.
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Do you help people with low credit scores?Yes, we help borrowers qualify for the best financing program to suit their needs, and can help to identify potential improvements to credit scores as well.
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Do you offer Down Payment Assistance?Absolutely! We have a vast number of both local and national Down Payment Assistance programs available.