Terms of Use

These Terms of Use (“Terms”) govern your access to and use of this website operated by The Sean Evans Team, working with Guthix Lending (Guthix Lending • NMLS# 2672037). By using this site, you agree to these Terms. If you do not agree, please do not use the site.

Informational purposes only

The content on this site is provided for general informational purposes. Nothing on this site is an offer or commitment to lend, an approval or denial of credit, a rate lock, or a guarantee of any particular loan terms, rate, or program. Calculators and estimates are illustrative and rely on the information you enter; your actual rate, payment, and terms depend on your credit, the loan program, property, and market pricing, and are subject to verification, underwriting, and approval.

No professional advice or agency relationship

This site does not provide legal, tax, financial, or investment advice, and using it does not create a lending, fiduciary, agency, or attorney-client relationship. You should consult your own advisors before making financial decisions. A loan relationship begins only through a separate written application and agreement with the applicable lender.

Eligibility

This site is intended for adults 18 years or older who are located in the United States. Loans are offered only in states where Guthix Lending and the applicable loan originator are licensed.

Acceptable use

You agree not to:

• Submit false, misleading, or fraudulent information;
• Submit information about another person without their permission;
• Use the site to violate any law, or to transmit malware, spam, or automated scraping/collection without our written consent;
• Attempt to gain unauthorized access to the site, its accounts, or its underlying systems, or to disrupt its operation.

Please do not submit Social Security numbers, account numbers, or sensitive financial documents through this site's forms. Full loan applications are taken through a separate secure application system.

Accuracy and availability

We work to keep information current, but the site is provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. Rates, programs, and content may change without notice, and we do not warrant that the site will be uninterrupted or error-free.

Third-party links and services

The site links to third-party services — such as our secure loan application, scheduling, social media, and review platforms. We do not control and are not responsible for those services, and your use of them is governed by their own terms and privacy policies.

Intellectual property

The site's content, branding, and logos are owned by The Sean Evans Team, Guthix Lending, or their licensors and are protected by law. You may not copy, reproduce, or reuse them without permission, except for your own personal, non-commercial reference.

Limitation of liability

To the fullest extent permitted by law, The Sean Evans Team and Guthix Lending will not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this site.

Changes to these Terms

We may update these Terms from time to time. The effective date above reflects the latest revision, and your continued use of the site means you accept the updated Terms.

Contact us

The Sean Evans Team
1118 Ryebrook Rd, Reading, PA 19608
(240) 221-5907 · sean@guthixlending.com