The Sean Evans Team, powered by Guthix Lending

Free rate check · No credit pull

Is your lender really giving you their best?

One lender can only offer you their menu. We price your exact scenario across 100+ wholesale lenders— and give you a straight answer, even when the answer is “keep the quote you have.”

  • Even 0.25% on a $400,000 loan is roughly $24,000 over the life of the loan
  • Takes two minutes — upload the quote or type in the basics
  • A licensed advisor reviews it personally, usually the same business day

NMLS# 2432130 · Guthix Lending • NMLS# 2672037 · Equal Housing Lender

Put your quote to the test

Free, no credit pull, no obligation — and no hard feelings if we can't beat it.

— or type in the basics —

No credit pull · Your info is never sold · Answer usually same business day

How the rate check works

Three steps. Zero pressure.

1. Send us the quote

Upload the Loan Estimate your lender gave you, or just type in the loan amount and rate. Either works.

2. We shop the market

Your scenario gets priced across our entire wholesale network — the same programs, compared apples to apples.

3. Get a straight answer

If we can beat it, you'll see exactly by how much. If your quote is strong, we'll tell you to keep it — and mean it.

Why we can say this with a straight face: as a brokerage we don't need to win every deal — we need to be the team you trust next time. Roughly meaning: an honest “your quote is good” costs us nothing and earns us everything.